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Credits are the shared currency across both Ref products. The same credit pool is used for documentation search (Ref Context) and AI generation in the plan editor (Ref Plans).

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Ref Context tool costs

EndpointCredits
ref_search_documentation1
ref_read_url1

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Ref Plans credit usage

Credits are consumed when you use AI generation in the Ref Plans editor — for example, asking the agent to research your codebase, structure a plan, or refine tasks.

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Viewing your usage

For users and teams you can view your usage at ref.tools/activity.

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How to get credits

All accounts start with 200 free credits that never expire. Paid tiers include monthly credit allowances, and you can purchase additional credits as pay-as-you-go. Learn more about pricing tiers